Pricing Guide • 2026

Moonshot AI API Pricing: Token Rates, Tool Fees & Cost Calculator

Moonshot AI API pricing is usage based: you're billed for input tokens + output tokens, and some tools can add per-call fees. This page gives you a clear way to estimate cost per request and monthly spend, plus the best budget controls to avoid surprise invoices.

Last updated: February 4, 2026 – always confirm the latest rates, tool fees, and rate-limit tiers on Moonshot’s official pricing pages before production use.

Quick Snapshot

  • Billing model: pay-as-you-go (tokens in + tokens out)
  • Input tokens include: system prompt, user text, chat history, RAG context, tool schemas/results
  • Output tokens include: the model’s generated text (answers, code, JSON, tables)
  • Tools may cost extra: e.g., web search can be charged per call
  • Rate limits depend on tier:throughput can scale with account recharge/usage tier
  • Best budgeting method: estimate cost per request → multiply by requests/month → add a 10–30% buffer
  • Recommended controls: max output tokens, context limits, RAG top-k caps, retry caps, tool-call caps, and spend alerts (50/80/100%)

Pricing is usage-based: tokens + tool fees + overhead (history/RAG/tools) + safety buffer.

Moonshot AI API Pricing (2026): Tokens, Tool Fees, Rate Limits, and a Practical Cost Calculator

Moonshot AI API pricing is primarily usage-based: you’re billed for the tokens you send (input) and the tokens you generate (output), plus any paid tool calls you trigger (like web search).

This guide explains how Moonshot’s billing works, how to estimate costs per request/month, what rate limits/top-ups mean for production, and the best ways to reduce spend without sacrificing quality.


1) What “Moonshot AI API pricing” actually covers

When people say “Moonshot AI API,” they typically mean the Kimi Open Platform Moonshot’s developer platform for calling Kimi models via HTTP APIs.

In practice, your monthly bill can include:

  1. Chat / text generation usage (input + output tokens)

  2. Tool calls (example: $web_search)

  3. Operational constraints that affect cost (rate limits, concurrency, retries, timeouts)

  4. Token counting support (estimate before you send)


2) The core billing model: you pay for input + output tokens

Moonshot’s chat pricing explanation is very straightforward:

  • Input tokens: everything you send (system prompt, user prompt, conversation history, tool results, RAG context, etc.)

  • Output tokens: everything the model returns

You’re billed for both, based on usage.

Why this matters

Many teams underestimate input tokens because they keep sending:

  • long chat histories

  • large documents

  • too many retrieved chunks (RAG)

  • repeated tool outputs

If you don’t control context size, your “per request” cost and latency both climb.


3) Token price numbers: where to get them (and why they vary)

Best source of truth: the pricing pages inside Moonshot’s platform for your account/model choice.

In public sources, you’ll also see market snapshots that can help you estimate rough ranges:

Use these as estimates only, because:

  • model variants differ (Kimi K2 vs Kimi K2.5 vs “thinking” vs preview)

  • providers/routers can have different rates

  • prices can change over time

If you publish pricing tables on your site, add: “Always confirm on the official Moonshot pricing page before production use.”


4) Tool fees: web search is billed per call

Moonshot’s platform documents tool pricing, including a specific fee for web search:

  • $web_search is charged per call (with a noted condition about finish_reason=stop not charging a call fee).

What to take from this

Tool calls can quietly become your largest line item if:

  • your agent calls search repeatedly

  • you allow “retry loops”

  • you don’t cache results or reuse retrieved sources


5) Rate limits & top-ups: why “recharge tiers” matter

Moonshot’s platform includes a “recharge and rate limiting” section that describes:

  • you must recharge at least $1 to start using (anti-abuse)

  • rate limits scale as cumulative recharge increases (tiers)

Translation for builders:
Even if the per-token price looks great, your real ability to scale depends on:

  • requests per minute (RPM)

  • concurrent requests

  • how your tier changes as you recharge

If you’re launching a product, plan for tier growth early so you don’t get throttled on day one.


6) Compatibility: Moonshot API is often OpenAI-SDK friendly

Moonshot’s docs state that many APIs are compatible with the OpenAI SDK patterns (which simplifies integrations if you already support OpenAI-style chat requests).

That’s helpful for:

  • swapping providers behind a common interface

  • using existing tooling (logging, retries, streaming)

  • quickly prototyping


7) Token counting before you send: the “Estimate Tokens” API

Moonshot provides an API to estimate token count for a request, including text and visual input.

Why you should use it

If your app supports:

  • file uploads

  • long prompts

  • multi-turn chat

  • “chat with docs”

…token estimation prevents surprise bills and lets you enforce caps (more on that below).


8) A simple Moonshot cost calculator (copy/paste logic)

Even if you don’t know the exact prices today, the formula always looks like this:

Cost per request

Cost = (InputTokens ÷ 1,000,000 × InputRate) + (OutputTokens ÷ 1,000,000 × OutputRate) + ToolFees

Where:

  • InputRate and OutputRate are $ per 1M tokens

  • ToolFees is the sum of any per-call tool charges (e.g., web_search)

Monthly cost

MonthlyCost = RequestsPerMonth × CostPerRequest


9) Practical examples (with realistic token shapes)

Below are realistic token shapes you can use for budgeting. Replace rates with your official numbers.

Example A: Customer support chatbot

  • Input: 1,200 tokens (system + short history + user message)

  • Output: 250 tokens (answer)

  • Tools: none

Good practice: keep chat history summarized so you don’t re-send 10k tokens.

Example B: RAG assistant (knowledge base Q&A)

  • Input: 2,500 tokens (system + user + top-k docs)

  • Output: 400 tokens

  • Tools: none

Cost driver: top-k retrieval chunks. Cut from 8 chunks → 4 chunks and you can halve input cost.

Example C: Agentic workflow with web search

  • Input: 2,000 tokens

  • Output: 600 tokens

  • Tools: web_search called 2–6 times

Cost driver: tool calls + output length. Tool fees stack fast.


10) The top 10 spend drivers (and how to control each)

  1. Long system prompts

    • Fix: move long policy text to compact rules; use short templates.

  2. Unbounded conversation history

    • Fix: summarize every N turns; store “memory” outside the prompt.

  3. RAG over-retrieval (too many chunks)

    • Fix: lower top-k; rerank; compress chunks.

  4. Verbose outputs

    • Fix: set max output tokens; ask for bullet answers by default.

  5. Tool-call loops (searching again and again)

    • Fix: cap tool calls per request; cache tool results.

  6. Retries without budgets

    • Fix: only retry on network errors; cap retry count.

  7. Streaming without stop conditions

    • Fix: enforce stop words or maximum length.

  8. Using high-cost models for low-value tasks

    • Fix: route tasks (cheap model for classification, premium for complex reasoning).

  9. No per-user caps

    • Fix: monthly user budgets, daily caps, and alerts.

  10. No token estimation / guardrails

  • Fix: use the estimate tokens API to block oversized requests.


11) Recommended caps for production (budget safety)

These “caps” are what keep costs predictable:

Per request

  • Max input tokens (block huge prompts)

  • Max output tokens (prevent runaway generation)

Per user

Per workspace / org

  • Total monthly budget (hard cap)

  • Alert thresholds at 50/80/100%

If you publish this, it becomes a high-trust “budget control” section for your readers.


12) Cost-saving moves that reliably work (Moonshot-specific angle)

Here are the most consistent wins, based on Moonshot’s pricing structure (input + output + tools):

Move 1 - Cut input tokens first

Because you pay for input tokens, the biggest lever is reducing what you send.

  • summarize chat history

  • compress RAG context

  • strip tool logs and raw HTML before passing back to the model

Move 2 - Put hard limits on tool calls

Web search is charged per call, so cap it.
Example rule: “max 2 searches, then answer with best-effort.”

Move 3 - Estimate before you spend

Use token estimation to reject oversized inputs (or ask the user to narrow scope).


13) Moonshot API pricing vs other APIs (how to compare correctly)

When comparing providers, don’t compare only “$ per 1M tokens.” Compare:

  1. Input price and output price separately

  2. Tool fees (search, browsing, image parsing, etc.)

  3. Rate limits and concurrency tiers

  4. Context window (bigger context can raise average input tokens)

  5. Reliability and retries (retries cost money)

This is why “cheaper per token” can still be more expensive overall if you’re forced into:

  • more retries

  • more tool calls

  • more context overhead


14) A publish-ready checklist (for your pricing page)

If you’re building a “Moonshot AI API Pricing” landing page, include:

  • ✅ “Billed for input + output tokens”

  • ✅ “Tool calls have separate fees (web_search)”

  • ✅ “Rate limits scale with recharge tiers”

  • ✅ “Estimate tokens before sending requests”

  • ✅ “Pricing varies by model/provider; confirm on official dashboard”


15) Frequently asked questions (short)

1) What is Moonshot AI API pricing?

Moonshot AI API pricing is typically usage-based, meaning you pay for input tokens + output tokens, and sometimes tool fees (like web search) depending on what you use.

2) Do I pay monthly like a subscription?

Usually no API pricing is commonly pay-as-you-go. You pay based on usage rather than a fixed subscription (unless your provider offers a separate contract plan).

3) What are “input tokens”?

Input tokens are everything you send to the model: system instructions, user message, conversation history, RAG context, and tool schemas/results.

4) What are “output tokens”?

Output tokens are the model’s generated response: text, code, JSON, tables, and explanations.

5) Do I pay for both input and output tokens?

Yes most LLM APIs bill both input and output token usage.

6) Why is my bill higher than expected?

Common reasons: long chat history, large RAG chunks, verbose outputs, retries, and repeated tool calls.

7) Does a longer system prompt cost more?

Yes system prompts are counted in input tokens, so longer prompts increase cost.

8) Does conversation memory increase cost?

Yes if you resend the full history on every request, input tokens grow quickly.

9) How can I reduce chat-history cost?

Summarize older turns, keep only the last few messages, and store long-term memory outside the prompt.

10) What is RAG and how does it affect cost?

RAG (Retrieval-Augmented Generation) adds retrieved text into the prompt, increasing input tokens and cost.

11) What is the biggest cost driver in RAG?

Usually too many chunks (top-k) or overly long documents being pasted into the context.

12) How do I control RAG cost?

Reduce top-k, compress chunks, use reranking, and pass only relevant excerpts.

13) What’s “cost per request”?

It’s your estimated price for one API call based on input/output tokens and any tool fees.

14) What’s the simplest cost formula?

Cost = (input_tokens × input_rate) + (output_tokens × output_rate) + tool_fees

15) What does “$ per 1M tokens” mean?

It means the price you pay for every 1,000,000 tokens of input or output.

16) Are input and output rates the same?

Often no many APIs price output tokens differently than input tokens.

17) How do I estimate tokens without guessing?

Use a token estimator (if available) or approximate: 1 token ≈ 3–4 characters in English (rough rule).

18) Does language affect token counts?

Yes some languages tokenize differently; non-English text can use more tokens for the same meaning.

19) Does JSON output cost more?

It can, because structured JSON responses can be longer than short natural language answers.

20) Does formatting (tables, markdown) increase cost?

Yes more characters typically means more output tokens.

21) What are “tool fees”?

Some features (like web search) may charge per tool call in addition to token usage.

22) If I call web search 5 times, do I pay 5 tool fees?

Typically yes tool calls usually stack per call, so search-heavy agents can get expensive.

23) How do I reduce tool costs?

Cache results, limit tool calls per request, and reuse retrieved sources across steps.

24) Do retries cost money?

Yes every retry is another request with tokens and possibly tool fees.

25) What’s the best retry policy?

Retry only on network/timeouts, cap retries (e.g., 1–2), and avoid “retry until it works.”

26) Does streaming output cost extra?

Streaming usually doesn’t add a separate fee, but you still pay for the same output tokens generated.

27) How do “max output tokens” help budgeting?

They cap how long the model can respond, preventing runaway output cost.

28) What is a recommended max output cap?

Depends on your task, but many apps set 256–1024 tokens for typical answers.

29) What is a “rate limit”?

A limit on requests per minute or tokens per minute that controls throughput and prevents abuse.

30) Can rate limits affect my cost?

Indirectly rate limits don’t usually change per-token price, but they affect scaling and may increase retries/timeouts if you overload.

31) Why do some accounts have different rate limits?

Providers often set tiers based on account trust, payment history, or recharge thresholds.

32) What is “recharge” or “top-up” in billing?

Some platforms require adding funds (prepay) to use the API and may scale limits based on total recharge.

33) Can I set a monthly spending cap?

Many providers support budgets/alerts; if not, you can enforce caps in your own app logic.

34) What alerts should I set?

Set alerts at 50%, 80%, and 100% of your monthly budget.

35) How do I budget per user?

Give each user a daily/monthly token cap and stop or degrade service when they hit the limit.

36) How do I budget per workspace/team?

Use org-level budgets and require keys scoped to projects with separate limits.

37) What’s the best way to prevent “prompt injection” from raising cost?

Validate user inputs, restrict tool access, and avoid blindly pasting untrusted text into prompts.

38) Can attackers make my bill huge?

Yes if you don’t enforce budgets, output caps, and tool-call caps, your system can be abused.

39) What are the most important guardrails?

Output caps, tool-call caps, rate limiting, per-user budgets, and anomaly detection.

40) Should I cache model responses?

Yes caching repeated questions can reduce both cost and latency.

41) Does using a smaller model help?

Yes routing simple tasks to cheaper models and complex tasks to premium models is a major cost saver.

42) What is “model routing”?

Choosing different models based on task difficulty, user tier, or required accuracy to optimize spend.

43) What is “prompt compression”?

Rewriting prompts to be shorter while preserving intent—reduces input tokens and cost.

44) What is “context trimming”?

Keeping only the minimum needed context (last few turns + summary) to reduce input tokens.

45) What’s the #1 mistake teams make?

Sending huge context and long histories for every request without summaries or caps.

46) Is Moonshot AI API pricing the same as Kimi subscription plans?

Usually no subscription plans are for the app experience, while API usage is billed separately.

47) Can I get “free API” with a subscription?

Usually not subscriptions rarely cover unlimited API usage.

48) Is “free Moonshot API key” legit?

Be careful only use keys from official dashboards or trusted providers. Avoid sites offering “free unlimited keys.”

49) How do I calculate monthly spend quickly?

Monthly spend ≈ requests/month × average cost/request (then add a 10–30% buffer).

50) What are the top 3 cost-saving moves?

  1. Reduce input tokens (summaries + smaller RAG)

  2. Cap output tokens

  3. Cap tool calls + stop retries

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